Many insurance agents offer plans from one or two carriers.
A. B. Schwartz Insurance & Investments is a one-stop shop for all of your insurance needs.
Protect your assets and your family with a comprehensive insurance package custom-tailored to your unique needs. Unlike agencies who represent a single carrier, A. B. Schwartz Insurance & Investments represents more than a dozen different carriers including some of the most well-known names in insurance. A. B. Schwartz Insurance & Investments – providing you with peace of mind, so you can enjoy what really matters.
A. B. Schwartz Insurance & Investments offers competitive options for vehicle insurance plans, with the goal of saving you money while ensuring that you are in compliance with your state insurance requirements.
Auto: The most common form of insurance in the United States is car insurance, and for good reason. Each state government has its own minimum requirements, but generally you are required to carry a policy with bodily injury and liability coverage. Most people opt for additional coverage for uninsured motorists or personal injury protection. This makes finding the right car insurance policy a bit confusing, but A. B. Schwartz Insurance & Investments will make the process painless and ensure that you have the necessary coverage to meet your needs.
Motorcycle: Most states typically require or recommend a minimum of bodily injury and liability coverage. Even in states that do not require it, we recommend carrying a motorcycle insurance policy to protect both you and your vehicle.
RV: Similar to car insurance, all states require insurance on an RV. The difference is that most states only require liability insurance while some also require uninsured or underinsured motorist coverage.
Boat: If you own a boat, chances are that you want to protect it from the elements by using things like protective coatings or weather covers. Did you know that you also must have at least liability insurance if you want to store your boat at a marina or dock?
We start with commercial property, business income, and liability coverages and add the policies that you need for your company. This results in a comprehensive, but affordable package that takes some stress off of running your business. You can also set your employees up for success by asking about A. B. Schwartz Insurance & Investments employee benefits packages.
Commercial Property Insurance: Similar to a homeowners or renters insurance policy, protect your work space, whether it is an office, a storefront, or a restaurant, with a Commercial Property Insurance plan. These plans typically cover your physical building, equipment, any company documents, and other important items.
Business Income Coverage: Damage to your business’s physical property can be catastrophic, but it doesn’t have to mean the end of your enterprise. With Business Income Coverage (BIC), you can be covered for mortgage and rent payments, wages and payroll, loan or tax payments, and loss of income or profit while you complete the necessary restorations.
Business Liability Insurance: Protect yourself, your company, and any stakeholders by purchasing a Business Liability Insurance plan. These typically include general liability, professional liability, and product liability coverage, and can be a powerful tool to protect your business from potential liability.
It’s never too early or too late for a life insurance policy. Whether you’re planning for the future with a Whole Life plan or have decided that you’re interested in a Term Life plan from one of our trusted partners; we have the plan for you. Even people close to retiring, or those who have already, may be eligible for a life insurance policy through A. B. Schwartz Insurance & Investments. The beauty of working with an independent agency like A. B. Schwartz is that you do not need to have a medical exam to purchase life insurance.
Disability: Unfortunately, unforeseen situations happen that keep us out of work for an extended period of time. Whether you’ve been in an accident or have a debilitating medical condition, disability coverage is an important policy to consider when selecting your health insurance each year. The problem with disability insurance is that there are typically a lot of conditions which are not always clearly presented. For example, there could be waiting periods or coverage time limits such as a few years. It is also important to make sure that your plan guarantees income replacement while you are out on disability. A. B. Schwartz Insurance & Investments will work with you to provide a transparent, cost-effective disability plan.
Long-Term Care: Eventually, we all need some extra help to go about our daily lives. The problem is, it’s expensive to pay for assisted living or a nursing home for yourself or a loved one. Even worse, many LTC policies have sudden premium spikes or losses of insurers which can leave you or your loved one without proper coverage. With A. B. Schwartz Insurance & Investments, you’ll be given compassionate service because we know that taking care of our elderly family members, or planning for our own future needs is important.
Homeowner’s Insurance: Most mortgage companies require you to have a homeowner’s insurance plan before they finance your loan. It’s also a best practice to cover your property in case of damage or theft. These policies also cover damage to the residence and personal liability for any harm that may have been caused to others while at your home. However, homeowner’s insurance doesn’t cover “acts of God”, which is why depending on where you live, you’ll want policies for floods, earthquakes, or other natural disasters.
Renter’s Insurance: Similar to homeowner’s insurance, renters are typically required to have an insurance policy that covers their property in case of damage or theft. It does not, however, cover damage to the rented property. Since the structure itself is covered by the landlord’s property insurance, renter’s insurance is mainly to cover personal possessions and provide liability protection.
Flood Insurance: One of the more common supplemental insurance policies is flood insurance. If you live in a flood zone, or even in a state that floods regularly, you may be required to purchase such a policy. This covers damage or losses due to water damage from flood events.
Alex B. Schwartz is a licensed RE/MAX real estate agent in the state of Pennsylvania. If you are looking to buy or sell a property, he can make the process painless and help you get a great price.
To learn more about Alex’s real estate offerings, please visit RE/MAX.
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